Shelly
Problem: Shelly, a long-time Apple employee, earned 70% of her income from RSUs, making it tough to qualify for a traditional mortgage, despite holding millions in Apple stock.
Solution: We ran a detailed tax analysis to selectively harvest gains and losses, then partnered with a lender offering flexible underwriting based on RSUs and concentrated stock.
Outcome: Shelly secured a competitive mortgage using her RSUs as income and her Apple stock as collateral, unlocking her dream home in the Castro at a great rate.
