Jana
Problem: Jana landed her first start-up role and wanted to early exercise her stock options, but wasn’t sure how it worked, what risks it carried, or how to file the right paperwork.
Solution: We explained the rules, walked her through the 83(b) election, and confirmed there was no AMT risk due to zero spread at exercise.
Outcome: Jana exercised confidently, filed on time, and kept her risk in check, setting herself up for long-term upside while keeping her cash flow stable.
